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furniture drowning in flood water

Flood Insurance: Why Waiting Could Cost You More Than Water Damage

Florida’s rainy season is officially upon us, and with it comes the looming threat of flooding. Living in South Florida, we all know how unpredictable the weather can be. One minute it’s sunny, and the next, you’re knee-deep in water That’s why having flood insurance is crucial, especially if you want to protect your home and […]
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Commercial truck unloading

Florida Commercial Truck Insurance: Requirements, Coverage & Cost

If you own or operate a commercial truck in South Florida, understanding the ins and outs of commercial truck insurance is crucial for your business. Florida’s unique landscape, bustling highways, and diverse weather conditions make it essential to have the right coverage in place. In this guide, we’ll cover the requirements, types of coverage, and […]
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The Hidden Costs of Driving Without Insurance in Florida

“It’s better safe than sorry.” That statement rings true in many situations, but especially for anyone even entertaining the idea of driving on Florida roads without insurance.  Not only is it illegal, but it also comes with severe consequences. We’ve taken the guesswork out and listed them below. 1. Hefty Fines and Fees Think skipping […]
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Commercial truck fleet

Why Florida Businesses Need Commercial Auto Insurance

Florida’s roads are always bustling—whether it’s tourists heading to the beaches, deliveries crisscrossing the state, or local businesses serving their communities.  If your business relies on vehicles for operations, having commercial auto insurance is crucial. Here’s why every Florida business owner should ensure their vehicles are properly covered. 1. Protects Your Business from Financial Loss […]
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Exciting News: We Now Offer Geico Auto & Commercial Truck Insurance in Florida!

Big news for Florida drivers and business owners—our insurance agency is now offering Geico Auto and Commercial Truck Insurance! Whether you’re looking for affordable car insurance or comprehensive coverage for your commercial vehicle, we’re here to help you find the perfect policy with Geico’s trusted protection. Why Choose Geico Insurance in Florida? Geico is known […]
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Storm brewing on Florida Coast

Top 10 Flood-Prone Areas in Florida: Is Your Home at Risk?

If you live in Florida, you already know that flooding isn’t just a possibility—it’s a reality. From heavy summer rains to storm surges and hurricanes, water has a way of finding its way where it shouldn’t. And with sea levels rising, even areas that weren’t considered high-risk before are now facing increased flood danger. So, […]
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Blocks leaning over on umbrella, leaning over on home

Flood Insurance and Homeowners Insurance: What’s The Difference?

  • February 21, 2025
Protecting Your Home in Pompano Beach & South Florida If you own a home in Pompano Beach or anywhere in South Florida, protecting your property is a top priority. With the region’s tropical storms, hurricanes, and heavy rainfall, it’s imperative homeowners understand the difference between flood insurance and homeowners insurance to ensure they have the […]
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Person sipping coffee and Google searching

Top 5 Most Googled Questions About Flood Insurance (Answered!)

  • February 17, 2025
Everything You Need to Know About Flood Insurance in Florida At Florida 1st Insurance, we receive a lot of questions from homeowners and business owners preparing to purchase flood insurance. To save you time, we’ve done the research and compiled the most frequently Googled questions about flood insurance in Florida—along with clear, straightforward answers. Whether […]
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Woman thinking

When to Increase Homeowners Insurance: A Guide for Florida Homeowners

  • February 10, 2025
Homeownership is one of life’s biggest achievements, and protecting your investment with the right insurance coverage is essential. But is your current homeowners insurance enough to cover your needs? Life is full of changes—some expected and some surprising—and these changes can impact the value of your home and its contents. Knowing when to increase your […]
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Homeowners Insurance Claim

Most Common Reasons Floridians File Homeowners Insurance Claims

Homeowners insurance is one of those things many of us don’t think about until we need it. For some of us, the thought of getting homeowners insurance feels like a drag. Yet, when something unexpected happens and it comes time to file a claim, you’ll be glad you’re insured. So, what exactly are the most […]
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Apartment Condo in Pompano Beach

What Every Renter in Pompano Beach Should Know About Insurance

Renting a home or apartment in Pompano Beach offers the perfect blend of coastal living and affordability. Whether you’re enjoying the city’s sunny beaches, exploring its vibrant downtown, or taking in the local arts scene, renting provides flexibility without the responsibilities of homeownership. However, one critical aspect that renters often overlook is insurance. Renters insurance […]
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Florida home

10 Ways to Lower Your Homeowners Insurance Premiums in Florida

Owning a home in South Florida comes with many perks: beautiful weather, stunning beaches, and year-round sunshine. But when it comes to homeowners insurance, many Floridians face the challenge of rising premiums that can put a strain on their budgets. Yet, homeowners insurance is a necessity to protect your most valuable asset: your home. If you’re […]
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Alcoholic Beverage next to car key

How To Get Your License Back After a DUI in Florida

  • December 30, 2024
Getting a DUI can have significant negative consequences. Not only does it stay on your record and raise your insurance; in Florida, a DUI conviction can result in having your driver’s license suspended or revoked. Losing your ability to drive can make life more complicated. Commuting to work, school, medical appointments, and family events may […]
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commercial insurance form

Why Commercial Insurance?

  • December 22, 2024
As a business owner, protecting yourself and your business is crucial. One unexpected event—a lawsuit, natural disaster, or theft—can disrupt operations or even threaten your livelihood. That’s where commercial insurance comes in.  By providing a safety net for your business, it ensures you’re prepared for the unexpected, giving you peace of mind and the confidence […]
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renters insurance policy form

Understanding Renters Insurance: What It Covers and Why You Need It

  • December 16, 2024
Renters insurance is a vital safeguard for tenants looking to protect their belongings and financial security. Whether you live in a cozy apartment or rent a house, this type of insurance provides peace of mind in the event of unexpected mishaps. In this guide, we’ll explain how renters insurance works and why it’s an essential […]
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5 Common Myths About Commercial Insurance

  • December 13, 2024
So, you officially launched a business. Is it time to get commercial insurance? Commercial insurance is a must for businesses of all sizes—it’s like a safety net that helps protect you from the unexpected. However, despite its importance, there are several misconceptions that many business owners have about commercial insurance. These myths can lead to […]
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Holiday party, champagne glasses on table with Christmas tree in background

Essential Insurance Tips for the Holiday Season in Florida

  • December 12, 2024
The holiday season is a time for celebration, travel, and family gatherings, but it also comes with unique risks. Whether you’re decorating your home, hitting the road, or hosting festive events, being prepared is key.  Here are some essential tips to protect yourself, your loved ones, and your property this holiday season, with insights into […]
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flooded home

Is it Mandatory to Have Flood Insurance in Florida?

  • December 10, 2024
Whether you’re a Florida native, you’ve just moved here, or are planning a move to the Sunshine State, understanding Florida’s flood insurance requirements is crucial for following the law and protecting yourself and your loved ones from unprecedented damage, costly repairs, and unwanted stress. In this guide, we will break down exactly what you need […]
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What is SR-22 Insurance?

  • December 10, 2024
Losing driving privileges can feel like a heavy weight.  Additionally, navigating SR-22 requirements can be challenging, but at Florida 1st Insurance, we’re here to simplify the process and take the guesswork out of all things SR-22. In this guide, we’ll break down what SR-22 means for Florida drivers, explain the legal obligations, and show you […]
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