Where to Find the Best Commercial Vehicle Insurance in Florida

Commercial truck unloading

If you own a business in Florida that relies on vehicles—whether it’s one van or an entire fleet—you already know how important it is to protect your assets on the road. 

Accidents happen, and without the right coverage could you imagine how you’d feel if your business was on the hook for costly repairs, lawsuits, or even lost income? Nobody wants that…

That’s why finding the best commercial vehicle insurance in Florida isn’t just about checking a box. It’s about choosing a partner who understands your needs and can deliver flexible, affordable protection that keeps your business moving forward.

Why Commercial Vehicle Insurance Matters

In Florida, you’re legally required to carry insurance on all business-owned vehicles. But the minimum coverage isn’t always enough. Especially if your business transports goods, carries passengers, or travels long distances. Commercial vehicle policies offer higher liability limits and options tailored to your specific operations.

Typical commercial auto insurance in Florida can include:

  • Liability Coverage – Covers damage or injury you cause to others

  • Collision Coverage – Pays for damage to your vehicle after an accident

  • Comprehensive Coverage – Covers theft, vandalism, weather damage, and more

  • Uninsured/Underinsured Motorist – Protects you if the other driver isn’t covered

  • Medical Payments or Personal Injury Protection (PIP) – Helps with medical costs after an accident

  • Hired and Non-Owned Auto Coverage – For vehicles your business uses but doesn’t own

Whether you’re a contractor, delivery service, or landscaping company, the right commercial policy can save you major headaches and major expenses.

Now Offering Commercial Insurance Through GEICO

We’re excited to announce that Florida 1st Insurance now offers commercial vehicle insurance through GEICO, one of the most trusted names in the industry. This means our clients get access to GEICO’s strong commercial policies with the local, personalized service you’ve come to expect from Florida 1st.

With this new offering, you can expect:

  • Competitive pricing on commercial policies

  • Flexible coverage options for all types of business vehicles

  • Fast quotes and local support from the Florida 1st team

  • Peace of mind knowing your business is backed by a national brand

Why Choose Florida 1st Insurance?

You could go straight to a national provider—but here’s why so many Florida business owners choose Florida 1st Insurance for their commercial vehicle coverage:

  • We’re local. We understand Florida laws, risks, and driving conditions better than anyone.

  • We’re personal. You won’t get stuck on hold with a call center. You’ll speak with a real person who wants to help.

  • We shop for you. We compare multiple providers (including GEICO) to get you the best rate and coverage.

  • We keep it simple. Our goal is to save you time, money, and stress so you can focus on running your business.

Get a Fast, Free Quote Today

If you’re searching for the best commercial auto insurance in Florida, Florida 1st Insurance is the place to start. Whether you’re just getting started or want to compare rates for an existing policy, our team is ready to help you find the right coverage at the right price.

Contact us today for a free commercial insurance quote through GEICO and other top providers. We’ll help you protect your business with confidence.

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